Cerulean credit card is the card for the people who have poor credit. The company that issues this card is “the bank of Missouri”. The services for this card look after by “continental finance company”. People having no security deposit can also get this cerulean credit card. It requires no maintenance. We will discuss various features, pros, and cons of the card below. We will also see the Cerulean Credit Card Login process of the cerulean credit card. Here We will also see how we can apply for this card, how this card works and many more details of the card will be explained below.
This is how the cerulean credit card looks.
What are the features of the cerulean credit card?
1. The fees of the card are very fair which amounts to $75 annually. 2. Apr of the card calculates to 29.9% 3. When you complete one year there will be a monthly fee for the card that amounts to $12 per month. 4. The extra charges will depend on the user’s deeds like late payment, breaking the credit limit, etc. 5. Customers can increase their credit limit by paying the amount but for them, the general annual percentage rate that is 29.9% also changes. It will go high.
Apply for Cerulean Credit Card
1. Once you get an offer in your mail, you can apply for the cerulean card. The mail contains this reservation number, which you need to enter here. In addition, your social security number. Then click to confirm a reservation and proceed on.
2. Then there will be an application page where you have to fill all the details. Generally, they ask for the following information user’s full name, user’s social security number, user’s date of birth, user’s physical address (no P.O. Box) and the estimated gross monthly income of the user. This information is verified nowadays. Sometimes card issuer approves when everything seems to be ok to the company, your application instantly or if they are not satisfied, they may ask for more information from you. The maximum time for the approval of the application is 30 days. 3. Once you fill up all the information they will check your credit score and you will be assigned the card. 4. You can also perform the transactions related to the card in this site By click Cerulean Credit Card Login
5. If you are new to this, you can register on this website after receiving the card.
6. It is very helpful to work through this site because as we know if we have statements of our card on paper, we will need extra charges but by registering here, we can see e-statement, which will be very free of cost. On the other hand, there are various other costs, which we do not need to bear if we perform an online transaction through this site.
How does this card work?
As you are approved, you can start the purchase of small amounts. There are credit bureaus who will be informed about the payment you do by the card issuer. This is generally informed to major creditbureaus, which counts to three. As you start paying the minimum amount before the due dates, you get scores on your credit. Higher the score, the higher will be your credit limit.
Advantages of Cerulean Credit Card
1. This card will help you to bring changes in your bad credit. As you get this card, you can start your purchases. 2. There are fewer chances for depositing some security for the credit. Firstly, the card issued to you is an unsecured card first for which you do not have to pay any deposit. If you are not verified you get a secured card where your deposit is required. However, as you get scores on your credit card there are chances for refunding your deposit. 3. This card has an online portal, which has various benefits.
The benefit of using this online banking services are as follows:
1. You can pay your credit card bill by sitting at home 2. You can enroll to receive online statements because after applying for paper statements additional cost has also occurred as well as it takes up to 72 hrs for the statement to be delivered to you. 3. You can view recent transactions done in your account 4. You can also perform various online transactions of the card. 5. You may also view your previous statements 6. The history of payment done and received can be checked separately. 7. You can also view your balance through the portal.
Drawbacks of cerulean credit card
1. The ability is generally in the case where the offer is received to you. We cannot apply to the cerulean credit card directly with each email or offer a unique number termed as reservation number is provided. By using this reservation number, you can apply further by filling the application form. 2. The credit limit for the cerulean credit card is very less. If we see the data, it ranges from $400 to $700. 3. Generally, there is no reward available with this credit card. 4. It has a high apr rate. 5. The annual charges are very high; both the annual and monthly payment is required.
Various ratings are given by famous financial bloggers to cerulean credit card
1. Askmrcreditcard has provided a low rating of 2 stars from 5. 2. “Best credit cards for bad credit” is the title named to the cerulean card by nerd wallet. 3. “If you’ve received a pre-qualified offer for the cerulean card, you may want to consider it. If you have bad credit, getting a credit card without a security deposit can be a luxury” is the words for a cerulean credit card by the cardcruncher.com
The page shown below will get open. Select the cerulean credit card.
2. After that this page will get open. Here you will get all the customer support details.
This is the contact details available:
1. For automated account information, this is the contact details which is available 24 hrs and all seven days of a week 1-866-449-4514
2. For customer service, this is the contact details 1-866-449-4514 which is available from 7 am to 10 p.m on Monday to Friday and on Saturday from 9 a.m to 4 p.m according to eastern times.
3. For payments related issue or help, the contact detail is 1-800-518-6142 which is available from 7 a.m to 10 p.m on Monday to Friday and on Saturday from 8 a.m to 4 p.m according to eastern times.
4. For a lost or stolen card, you need to contact on 1-800-556-5678
5. You can also mail for the support on following addresses
A. For inquiries mail at Cerulean card P.o. Box 3220 Buffalo, NY 14240-3220
b. For payments related support mail on account mentioned below
Cerulean card P.o. Box 6812 Carol Stream, IL 60197-6812
6. The online support system is also available at the online registered account, which you can access through this site: www.ceruleancardinfo.com
Frequently asked questions
1. What is the other optional way except for the offer by email to get a cerulean credit card?
Answer: though it is very difficult, you can try by going to a continental finance company or go to the cerulean card issuer. You can also dial toll-free number 1-866-449-4514 and request them to mail you the offer for the cerulean card. The thing you have to do for getting a cerulean card is to increase your credit score.
2. Is applying for the cerulean credit card is good?
Answer: there are various other options available, which have a lower annual rate and fees.
3. Can two applicants together can apply for a credit card?
Answer: there is no such option available. Yes, you can add him or her as an authorized user and you both can use the card but you will be responsible for his all acts. It is not necessary to add the authorized user instantly you can add him or her anytime you want in the future also.
4. What are the alternatives available on behalf of cerulean credit card?
Answer: the alternatives available on behalf of cerulean credit card are
1. Capital one® secured mastercard® 2. Discover it® secured 3. There are various other options also that you can check on card crusher tools.
Cerulean credit cards are a good option for those people who have poor credit. We have discussed almost all the details about the card from its features, pros, cons; it is working and almost every small possible detail. We have also seen the cerulean credit card login process for the card. Issuers of matrix card offer the cerulean credit card. We suggest choosing the cerulean card because it is a customized card issue, which has its limit, apr, and other factors according to you, your budget. You can call it a tailored card presented by a matrix according to your size. As we have seen various ratings of this cerulean card, this is really beneficial and you can choose it. However, as every coin has two sides head and tails, it also has its pros and cons. We have covered almost all the details of a cerulean credit card.